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);\n<\/script>\n\n\t\t\t<\/div>\n\t<\/div>\n\t<\/div>\n\t<div class=\"ult-overlay-close top-right\" style=\" \"><div class=\"ult-overlay-close-inside\">Close<\/div><\/div>\n<\/div>[vc_column_text css=&#8221;.vc_custom_1612877782037{margin-bottom: 18px !important;}&#8221;]\n<p class=\"p1\"><strong><span class=\"s1\">Face-to-Face<\/span><\/strong><\/p>\n[\/vc_column_text][vc_column_text]\n<p class=\"p1\"><span class=\"s1\">We believe in the benefits of customer relationships. This means that we\u2019re available to meet, in person, to discuss your financing options.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">[\/vc_column_text][nectar_btn size=&#8221;small&#8221; button_style=&#8221;regular&#8221; button_color_2=&#8221;Accent-Color&#8221; icon_family=&#8221;none&#8221; el_class=&#8221;book&#8221; text=&#8221;Book Appointment&#8221; margin_top=&#8221;2&#8243;][divider line_type=&#8221;No Line&#8221; custom_height=&#8221;20&#8243;][vc_column_text css=&#8221;.vc_custom_1612877795739{margin-bottom: 18px !important;}&#8221;]\u00a0<\/span><\/p>\n<p class=\"p1\"><strong><span class=\"s1\">Transparent<\/span><\/strong><\/p>\n[\/vc_column_text][vc_column_text]As Ireland\u2019s \u2018Most Trusted Organisation 2020\u2019, our processes are completely transparent. This means that we\u2019ll keep you informed as your application progresses.<\/p>\n<p class=\"p1\"><span class=\"s1\">And, you will have a clear point of contact for Business Lending.<\/span><\/p>\n<p>Visit our <a href=\"https:\/\/bizfin.ie\/capitalcu\/information-centre\/\">Information Centre<\/a> for guides and lending terms.<\/p>\n[\/vc_column_text][nectar_btn size=&#8221;small&#8221; button_style=&#8221;regular&#8221; button_color_2=&#8221;Accent-Color&#8221; icon_family=&#8221;none&#8221; text=&#8221;Information Centre&#8221; margin_top=&#8221;2&#8243; url=&#8221;https:\/\/bizfin.ie\/capitalcu\/information-centre\/&#8221;][\/vc_column][vc_column column_padding=&#8221;padding-2-percent&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/4&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text css=&#8221;.vc_custom_1612877789592{margin-bottom: 18px !important;}&#8221;]\n<p class=\"p1\"><strong><span class=\"s1\">Straightforward<\/span><\/strong><\/p>\n[\/vc_column_text][vc_column_text]Listening to the needs of our members is central to our service offering, and we have designed our forms and procedures according to your feedback. This means that our application process is short and straightforward.[\/vc_column_text][divider line_type=&#8221;No Line&#8221; custom_height=&#8221;20&#8243;][vc_column_text css=&#8221;.vc_custom_1612877802940{margin-bottom: 18px !important;}&#8221;]\n<p class=\"p1\"><strong><span class=\"s1\">Fast<\/span><\/strong><\/p>\n[\/vc_column_text][vc_column_text]We\u2019ve streamlined our processes.<\/p>\n<p class=\"p1\"><span class=\"s1\">This means that we\u2019re able to make a speedy decision, allowing you to get back to business.[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1634048974504{margin-bottom: 18px !important;}&#8221;]<\/span><\/p>\n<p class=\"p1\"><strong><span class=\"s1\">Annual Review<\/span><\/strong><\/p>\n[\/vc_column_text][vc_column_text]We are happy to offer all of our business borrowers an annual review of their facilities [including security] and to meet with a member of our lending team.[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=&#8221;full_width_content&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; bg_color=&#8221;#45b778&#8243; scene_position=&#8221;center&#8221; text_color=&#8221;light&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;padding-10-percent&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color=&#8221;#45b778&#8243; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/2&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_row_inner column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; text_align=&#8221;left&#8221; row_position=&#8221;default&#8221; row_position_tablet=&#8221;inherit&#8221; row_position_phone=&#8221;inherit&#8221; overflow=&#8221;visible&#8221; pointer_events=&#8221;all&#8221; css=&#8221;.vc_custom_1605703726202{background-color: #45b778 !important;}&#8221;][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color=&#8221;#45b778&#8243; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; overflow=&#8221;visible&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; enable_animation=&#8221;true&#8221; animation=&#8221;fade-in-from-bottom&#8221; animation_easing=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_custom_heading text=&#8221;BizFin loan features:&#8221; font_container=&#8221;tag:h2|font_size:40|text_align:left|color:%23073f52|line_height:50px&#8221; use_theme_fonts=&#8221;yes&#8221;]<div class=\"nectar-fancy-ul\" data-list-icon=\"icon-salient-thin-line\" data-animation=\"true\" data-animation-delay=\"200\" data-color=\"accent-color\" data-spacing=\"default\" data-alignment=\"left\"> \n<p class=\"p1\"><span class=\"s1\">Competitive rates of interest.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">Loan amounts of up to \u20ac500,000.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">Loan terms up to a maximum of 20 years, aligned with purposes.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">Loan Cover Protection for sole traders or business borrowers in a partnership at no extra cost. (Terms &amp; conditions apply).<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">Green Business Loan offering at discounted rates of interest.<\/span><\/p>\n <\/div>[nectar_cta btn_style=&#8221;arrow-animation&#8221; heading_tag=&#8221;h4&#8243; button_color=&#8221;white&#8221; text_color=&#8221;#00add7&#8243; button_border_thickness=&#8221;0px&#8221; link_type=&#8221;regular&#8221; alignment=&#8221;left&#8221; alignment_tablet=&#8221;default&#8221; alignment_phone=&#8221;default&#8221; display=&#8221;block&#8221; display_tablet=&#8221;inherit&#8221; display_phone=&#8221;inherit&#8221; link_text=&#8221;FAQ&#8221; margin_top=&#8221;30&#8243; padding_top=&#8221;20&#8243; padding_right=&#8221;10&#8243; padding_bottom=&#8221;20&#8243; padding_left=&#8221;40&#8243; url=&#8221;#faq&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; background_image=&#8221;22&#8243; background_image_position=&#8221;center center&#8221; background_image_stacking=&#8221;default&#8221; enable_bg_scale=&#8221;true&#8221; background_image_loading=&#8221;default&#8221; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/2&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; top_padding=&#8221;20&#8243; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text]\n<p class=\"p1\"><span class=\"s1\">Representative Examples<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">[\/vc_column_text][vc_column_text css_animation=&#8221;fadeInRight&#8221; css=&#8221;&#8221; text_direction=&#8221;default&#8221;]<\/span><\/p>\n<table class=\"steelBlueCols\">\n<thead>\n<tr>\n<th class=\"tg-09cc\">Loan Amount<\/th>\n<th class=\"tg-09cc\">Weekly Repayments<\/th>\n<th class=\"tg-lld3\">Term<\/th>\n<th class=\"tg-lld3\">Total Cost<\/th>\n<th class=\"tg-lld3\">Interest Rate<\/th>\n<th class=\"tg-lld3\">APR<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td class=\"tg-w3cl\">\u20ac10,000<\/td>\n<td class=\"tg-w3cl\">\u20ac198.80<\/td>\n<td class=\"tg-w3cl\">1 Year<\/td>\n<td class=\"tg-w3cl\">\u20ac337.37<\/td>\n<td class=\"tg-w3cl\">6.55%<\/td>\n<td class=\"tg-w3cl\">6.77%<\/td>\n<\/tr>\n<tr>\n<td class=\"tg-w3cl\">\u20ac20,000<\/td>\n<td class=\"tg-w3cl\">\u20ac90.25<\/td>\n<td class=\"tg-w3cl\">5 Years<\/td>\n<td class=\"tg-w3cl\">\u20ac3,465.92<\/td>\n<td class=\"tg-w3cl\">6.55%<\/td>\n<td class=\"tg-w3cl\">6.77%<\/td>\n<\/tr>\n<tr>\n<td class=\"tg-w3cl\">\u20ac50,000<\/td>\n<td class=\"tg-w3cl\">\u20ac131.12<\/td>\n<td class=\"tg-w3cl\">10 Years<\/td>\n<td class=\"tg-w3cl\">\u20ac18,180.33<\/td>\n<td class=\"tg-w3cl\">6.55%<\/td>\n<td class=\"tg-w3cl\">6.77%<\/td>\n<\/tr>\n<tr>\n<td class=\"tg-w3cl\">\u20ac175,000<\/td>\n<td class=\"tg-w3cl\">\u20ac324.28<\/td>\n<td class=\"tg-w3cl\">15 Years<\/td>\n<td class=\"tg-w3cl\">\u20ac77,941.98<\/td>\n<td class=\"tg-w3cl\">5.25%<\/td>\n<td class=\"tg-w3cl\">5.39%<\/td>\n<\/tr>\n<tr>\n<td class=\"tg-w3cl\">\u20ac500,000<\/td>\n<td class=\"tg-w3cl\">\u20ac776.77<\/td>\n<td class=\"tg-w3cl\">20 Years<\/td>\n<td class=\"tg-w3cl\">\u20ac307,845.37<\/td>\n<td class=\"tg-w3cl\">5.25%<\/td>\n<td class=\"tg-w3cl\">5.39%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1681204411005{margin-bottom: 10px !important;}&#8221;]\n<p class=\"p1\"><span class=\"s1\">Terms &amp; Conditions apply:<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">All loans are subject to application and approval, creditworthiness and repayment ability will be assessed. Lending Terms &amp; Conditions Apply. The interest rate is variable.<\/span><\/p>\n[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1681204388046{padding: 15px !important;border: 4px solid #000000 !important;}&#8221;]Warning, the cost of your repayments may increase. Security may be required.[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1681204404631{padding: 15px !important;border: 4px solid #000000 !important;}&#8221;]Warning, if you do not meet the repayments on your loan, your account will go into arrears, which may affect your credit rating, and limit your ability to access credit<\/p>\n<p class=\"p1\"><span class=\"s1\">in the future.<\/span><\/p>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; id=&#8221;quick&#8221; advanced_gradient_angle=&#8221;0&#8243; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; gradient_type=&#8221;default&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][divider line_type=&#8221;No Line&#8221; custom_height=&#8221;50&#8243;][heading]Quick Enquiry[\/heading][divider line_type=&#8221;No Line&#8221; custom_height=&#8221;10&#8243;]\n                <div class='gf_browser_gecko gform_wrapper gform_legacy_markup_wrapper gform-theme--no-framework' data-form-theme='legacy' data-form-index='0' id='gform_wrapper_45' ><form method='post' enctype='multipart\/form-data'  id='gform_45'  action='\/capitalcu\/wp-json\/wp\/v2\/pages\/528' data-formid='45' novalidate><input type=\"hidden\" name=\"gpuid_existing_value_2\" id=\"gpuid_existing_value_2\" value=\"3372b68d9206dc266aa42de3abbeeb32\" \/>\n                        <div class='gform-body gform_body'><ul id='gform_fields_45' class='gform_fields top_label form_sublabel_below description_below validation_below'><li id=\"field_45_1\" class=\"gfield gfield--type-text field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_hidden\"  ><div class=\"admin-hidden-markup\"><i class=\"gform-icon gform-icon--hidden\" aria-hidden=\"true\" title=\"This field is hidden when viewing the form\"><\/i><span>This field is hidden when viewing the form<\/span><\/div><label class='gfield_label gform-field-label' for='input_45_1'>Topic<\/label><div class='ginput_container ginput_container_text'><input name='input_1' id='input_45_1' type='text' value='Bizfin Business Loan Enquiry' class='medium'      aria-invalid=\"false\"   \/><\/div><\/li><li id=\"field_45_2\" class=\"gfield gfield--type-uid field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_hidden\"  ><label class='gfield_label gform-field-label' for='input_45_2'>Unique ID (from Lead)<\/label><div class='ginput_container ginput_container_hidden'><input name='input_2' id='input_45_2' type='hidden' value=''  \/><\/div><\/li><li id=\"field_45_3\" class=\"gfield gfield--type-name gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label gfield_label_before_complex' >Name<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(Required)<\/span><\/span><\/label><div class='ginput_complex ginput_container ginput_container--name has_prefix has_first_name no_middle_name has_last_name no_suffix gf_name_has_3 ginput_container_name gform-grid-row' id='input_45_3'>\n                            <span id='input_45_3_2_container' class='name_prefix name_prefix_select gform-grid-col gform-grid-col--size-auto' >\n                                                    <select name='input_3.2' id='input_45_3_2'    aria-required='false'   >\n                          <option value=''><\/option><option value='Mr.' >Mr.<\/option><option value='Mrs.' >Mrs.<\/option><option value='Ms.' >Ms.<\/option><option value='Miss' >Miss<\/option>\n                      <\/select>\n                                                    <label for='input_45_3_2' class='gform-field-label gform-field-label--type-sub '>Prefix<\/label>\n                                                  <\/span>\n                            <span id='input_45_3_3_container' class='name_first gform-grid-col gform-grid-col--size-auto' >\n                                                    <input type='text' name='input_3.3' id='input_45_3_3' value=''   aria-required='true'     \/>\n                                                    <label for='input_45_3_3' class='gform-field-label gform-field-label--type-sub '>First<\/label>\n                                                <\/span>\n                            \n                            <span id='input_45_3_6_container' class='name_last gform-grid-col gform-grid-col--size-auto' >\n                                                    <input type='text' name='input_3.6' id='input_45_3_6' value=''   aria-required='true'     \/>\n                                                    <label for='input_45_3_6' class='gform-field-label gform-field-label--type-sub '>Last<\/label>\n                                                <\/span>\n                            \n                        <\/div><\/li><li id=\"field_45_4\" class=\"gfield gfield--type-text field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_45_4'>Business Name<\/label><div class='ginput_container ginput_container_text'><input name='input_4' id='input_45_4' type='text' value='' class='medium'  aria-describedby=\"gfield_description_45_4\"    aria-invalid=\"false\"   \/><\/div><div class='gfield_description' id='gfield_description_45_4'>(If Different)<\/div><\/li><li id=\"field_45_5\" class=\"gfield gfield--type-email gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_45_5'>Business Email<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(Required)<\/span><\/span><\/label><div class='ginput_container ginput_container_email'>\n                            <input name='input_5' id='input_45_5' type='email' value='' class='large'    aria-required=\"true\" aria-invalid=\"false\"  \/>\n                        <\/div><\/li><li id=\"field_45_6\" class=\"gfield gfield--type-phone gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_45_6'>Business Contact Phone Number<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(Required)<\/span><\/span><\/label><div class='ginput_container ginput_container_phone'><input name='input_6' id='input_45_6' type='tel' value='' class='large'   aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/li><li id=\"field_45_9\" class=\"gfield gfield--type-number gfield--width-full field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_45_9'>Loan Amount<\/label><div class='ginput_container ginput_container_number'><input name='input_9' id='input_45_9' type='text' step='any'   value='' class='large'      aria-invalid=\"false\"  \/><\/div><\/li><li id=\"field_45_11\" class=\"gfield gfield--type-select gfield--width-full field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_45_11'>How many years is your business established?<\/label><div class='ginput_container ginput_container_select'><select name='input_11' id='input_45_11' class='large gfield_select'     aria-invalid=\"false\" ><option value='2 years' >2 years<\/option><option value='3 years' >3 years<\/option><option value='4 years' >4 years<\/option><option value='5 years' >5 years<\/option><option value='5-10 years' >5-10 years<\/option><option value='10 years +' >10 years +<\/option><\/select><\/div><\/li><li id=\"field_45_12\" class=\"gfield gfield--type-select gfield--width-full field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_hidden\"  ><div class=\"admin-hidden-markup\"><i class=\"gform-icon gform-icon--hidden\" aria-hidden=\"true\" title=\"This field is hidden when viewing the form\"><\/i><span>This field is hidden when viewing the form<\/span><\/div><label class='gfield_label gform-field-label' for='input_45_12'>Select your credit union<\/label><div class='ginput_container ginput_container_select'><select name='input_12' id='input_45_12' class='large gfield_select'     aria-invalid=\"false\" ><option value='Blanchardstown Credit Union' >Blanchardstown Credit Union<\/option><option value='Capital Credit Union' >Capital Credit Union<\/option><option value='Credit Union Plus' >Credit Union Plus<\/option><\/select><\/div><\/li><li id=\"field_45_8\" class=\"gfield gfield--type-radio gfield--type-choice field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' >Are you personally a credit union member?<\/label><div class='ginput_container ginput_container_radio'><ul class='gfield_radio' id='input_45_8'>\n\t\t\t<li class='gchoice gchoice_45_8_0'>\n\t\t\t\t<input name='input_8' type='radio' value='Yes'  id='choice_45_8_0'    \/>\n\t\t\t\t<label for='choice_45_8_0' id='label_45_8_0' class='gform-field-label gform-field-label--type-inline'>Yes<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_45_8_1'>\n\t\t\t\t<input name='input_8' type='radio' value='No'  id='choice_45_8_1'    \/>\n\t\t\t\t<label for='choice_45_8_1' id='label_45_8_1' class='gform-field-label gform-field-label--type-inline'>No<\/label>\n\t\t\t<\/li><\/ul><\/div><\/li><li id=\"field_45_10\" class=\"gfield gfield--type-textarea gfield--width-full field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_45_10'>Loan Purpose<\/label><div class='ginput_container ginput_container_textarea'><textarea name='input_10' id='input_45_10' class='textarea large'      aria-invalid=\"false\"   rows='10' cols='50'><\/textarea><\/div><\/li><li id=\"field_45_13\" class=\"gfield gfield--type-textarea 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column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;]<div class=\"ult_exp_section_layer ult-adjust-bottom-margin  \" >\n\t\t<div id=\"uvc-exp-wrap-2458\" role=\"button\" tabindex=\"0\" aria-pressed=\"false\"  data-ultimate-target='#uvc-exp-wrap-2458'  data-responsive-json-new='{\"font-size\":\"desktop:20px;\",\"line-height\":\"desktop:20px;\"}'  class=\"ult_exp_section  ult-responsive \" style=\"color:#334855;background-color:#dbdbdb; font-weight:normal;  text-align:center;\" data-textcolor=\"#334855\"data-texthover=\"#ffffff\"data-icncolor=\"#333333\"data-ihover=\"#333333\"data-height=\"0\"data-cntbg=\"#dbdbdb\"data-cnthvrbg=\"#334855\"data-headerbg=\"#dbdbdb\"data-headerhover=\"#334855\"data-title=\"What is BizFin?\"data-newtitle=\"What is BizFin?\"data-icon=\"Defaults-angle-down\"data-newicon=\"Defaults-angle-down\"data-activeicon=\"#333333\"data-effect=\"slideToggle\"data-override=\"0\"data-activetitle=\"#ffffff\"data-activebg=\"#334855\"data-img=\"\"data-newimg=\"\"><div  class=\"ult_exp_section-main \">\n\t\t\t\t\t<div class=\"ult_expheader\" >What is BizFin?\n\t\t\t\t\t <\/div>\t<div class=\"ult-just-icon-wrapper ult_exp_icon\">\n\t\t\t\t\t<div class=\"align-icon \">\n\t\t\t\t\t\t\n<span class=\"aio-icon  none  ult_expsection_icon \"  style=\"color:#333333;font-size:32px;display:inline-block;\">\n\t<i class=\"Defaults-angle-down ult_ex_icon\"  ><\/i>\n<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div>\n\t\t\t\t<\/div><div class=\"ult_exp_content \" style=\"background-color:#dbdbdb;  \"><div class=\"ult_ecpsub_cont\" style=\" \" >[vc_column_text]\n<p style=\"text-align: left;\">BizFin which translates to Business Finance Made Simple, as in Capital Credit Union we have made applying for a business loan a simple &amp; transparent process, as painless as possible for the applicant.<\/p>\n[\/vc_column_text]<\/div><\/div>\n\n\t\t\t<\/div><div class=\"ult_exp_section_layer ult-adjust-bottom-margin  \" >\n\t\t<div id=\"uvc-exp-wrap-2749\" role=\"button\" tabindex=\"0\" aria-pressed=\"false\"  data-ultimate-target='#uvc-exp-wrap-2749'  data-responsive-json-new='{\"font-size\":\"desktop:20px;\",\"line-height\":\"desktop:20px;\"}'  class=\"ult_exp_section  ult-responsive \" style=\"color:#334855;background-color:#dbdbdb; font-weight:normal;  text-align:center;\" data-textcolor=\"#334855\"data-texthover=\"#ffffff\"data-icncolor=\"#333333\"data-ihover=\"#333333\"data-height=\"0\"data-cntbg=\"#dbdbdb\"data-cnthvrbg=\"#334855\"data-headerbg=\"#dbdbdb\"data-headerhover=\"#334855\"data-title=\"Who can apply for a business loan?\"data-newtitle=\"Who can apply for a business loan?\"data-icon=\"Defaults-angle-down\"data-newicon=\"Defaults-angle-down\"data-activeicon=\"#333333\"data-effect=\"slideToggle\"data-override=\"0\"data-activetitle=\"#ffffff\"data-activebg=\"#334855\"data-img=\"\"data-newimg=\"\"><div  class=\"ult_exp_section-main \">\n\t\t\t\t\t<div class=\"ult_expheader\" >Who can apply for a business loan?\n\t\t\t\t\t <\/div>\t<div class=\"ult-just-icon-wrapper ult_exp_icon\">\n\t\t\t\t\t<div class=\"align-icon \">\n\t\t\t\t\t\t\n<span class=\"aio-icon  none  ult_expsection_icon \"  style=\"color:#333333;font-size:32px;display:inline-block;\">\n\t<i class=\"Defaults-angle-down ult_ex_icon\"  ><\/i>\n<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div>\n\t\t\t\t<\/div><div class=\"ult_exp_content \" style=\"background-color:#dbdbdb;  \"><div class=\"ult_ecpsub_cont\" style=\" \" >[vc_column_text]\n<p style=\"text-align: left;\">We welcome applications from all business owners, including agriculture, whether your business is a company, partnership or sole trader, so all SME\u2019s, including micro enterprises.<\/p>\n[\/vc_column_text]<\/div><\/div>\n\n\t\t\t<\/div><div class=\"ult_exp_section_layer ult-adjust-bottom-margin  \" >\n\t\t<div id=\"uvc-exp-wrap-4385\" role=\"button\" tabindex=\"0\" aria-pressed=\"false\"  data-ultimate-target='#uvc-exp-wrap-4385'  data-responsive-json-new='{\"font-size\":\"desktop:20px;\",\"line-height\":\"desktop:20px;\"}'  class=\"ult_exp_section  ult-responsive \" style=\"color:#334855;background-color:#dbdbdb; font-weight:normal;  text-align:center;\" data-textcolor=\"#334855\"data-texthover=\"#ffffff\"data-icncolor=\"#333333\"data-ihover=\"#333333\"data-height=\"0\"data-cntbg=\"#dbdbdb\"data-cnthvrbg=\"#334855\"data-headerbg=\"#dbdbdb\"data-headerhover=\"#334855\"data-title=\"Do I need to be a member of the Credit Union to apply for a business loan?\"data-newtitle=\"Do I need to be a member of the Credit Union to apply for a business loan?\"data-icon=\"Defaults-angle-down\"data-newicon=\"Defaults-angle-down\"data-activeicon=\"#333333\"data-effect=\"slideToggle\"data-override=\"0\"data-activetitle=\"#ffffff\"data-activebg=\"#334855\"data-img=\"\"data-newimg=\"\"><div  class=\"ult_exp_section-main \">\n\t\t\t\t\t<div class=\"ult_expheader\" >Do I need to be a member of the Credit Union to apply for a business loan?\n\t\t\t\t\t <\/div>\t<div class=\"ult-just-icon-wrapper ult_exp_icon\">\n\t\t\t\t\t<div class=\"align-icon \">\n\t\t\t\t\t\t\n<span class=\"aio-icon  none  ult_expsection_icon \"  style=\"color:#333333;font-size:32px;display:inline-block;\">\n\t<i class=\"Defaults-angle-down ult_ex_icon\"  ><\/i>\n<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div>\n\t\t\t\t<\/div><div class=\"ult_exp_content \" style=\"background-color:#dbdbdb;  \"><div class=\"ult_ecpsub_cont\" style=\" \" >[vc_column_text]\n<p style=\"text-align: left;\">No, we can process an application for non -members as long as you are eligible to become a member, that is, if you live in our catchment area or your business is within our catchment area.<\/p>\n[\/vc_column_text]<\/div><\/div>\n\n\t\t\t<\/div><div class=\"ult_exp_section_layer ult-adjust-bottom-margin  \" >\n\t\t<div id=\"uvc-exp-wrap-5195\" role=\"button\" tabindex=\"0\" aria-pressed=\"false\"  data-ultimate-target='#uvc-exp-wrap-5195'  data-responsive-json-new='{\"font-size\":\"desktop:20px;\",\"line-height\":\"desktop:20px;\"}'  class=\"ult_exp_section  ult-responsive \" style=\"color:#334855;background-color:#dbdbdb; font-weight:normal;  text-align:center;\" data-textcolor=\"#334855\"data-texthover=\"#ffffff\"data-icncolor=\"#333333\"data-ihover=\"#333333\"data-height=\"0\"data-cntbg=\"#dbdbdb\"data-cnthvrbg=\"#334855\"data-headerbg=\"#dbdbdb\"data-headerhover=\"#334855\"data-title=\"How much can I borrow?\"data-newtitle=\"How much can I borrow?\"data-icon=\"Defaults-angle-down\"data-newicon=\"Defaults-angle-down\"data-activeicon=\"#333333\"data-effect=\"slideToggle\"data-override=\"0\"data-activetitle=\"#ffffff\"data-activebg=\"#334855\"data-img=\"\"data-newimg=\"\"><div  class=\"ult_exp_section-main \">\n\t\t\t\t\t<div class=\"ult_expheader\" >How much can I borrow?\n\t\t\t\t\t <\/div>\t<div class=\"ult-just-icon-wrapper ult_exp_icon\">\n\t\t\t\t\t<div class=\"align-icon \">\n\t\t\t\t\t\t\n<span class=\"aio-icon  none  ult_expsection_icon \"  style=\"color:#333333;font-size:32px;display:inline-block;\">\n\t<i class=\"Defaults-angle-down ult_ex_icon\"  ><\/i>\n<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div>\n\t\t\t\t<\/div><div class=\"ult_exp_content \" style=\"background-color:#dbdbdb;  \"><div class=\"ult_ecpsub_cont\" style=\" \" >[vc_column_text css=&#8221;&#8221; text_direction=&#8221;default&#8221;]\n<p style=\"text-align: left;\">This will depend on your own financing requirements for your business to accomplish its goals, along with the financial position and cashflow to meet repayments.<\/p>\n<p style=\"text-align: left;\">With BizFin loans we are delighted to assist our business borrowers with loans up to \u20ac500,000 and we will work with our members to determine the best borrowing options.<\/p>\n[\/vc_column_text]<\/div><\/div>\n\n\t\t\t<\/div><div class=\"ult_exp_section_layer ult-adjust-bottom-margin  \" >\n\t\t<div id=\"uvc-exp-wrap-8775\" role=\"button\" tabindex=\"0\" aria-pressed=\"false\"  data-ultimate-target='#uvc-exp-wrap-8775'  data-responsive-json-new='{\"font-size\":\"desktop:20px;\",\"line-height\":\"desktop:20px;\"}'  class=\"ult_exp_section  ult-responsive \" style=\"color:#334855;background-color:#dbdbdb; font-weight:normal;  text-align:center;\" data-textcolor=\"#334855\"data-texthover=\"#ffffff\"data-icncolor=\"#333333\"data-ihover=\"#333333\"data-height=\"0\"data-cntbg=\"#dbdbdb\"data-cnthvrbg=\"#334855\"data-headerbg=\"#dbdbdb\"data-headerhover=\"#334855\"data-title=\"How long can I have a loan over?\"data-newtitle=\"How long can I have a loan over?\"data-icon=\"Defaults-angle-down\"data-newicon=\"Defaults-angle-down\"data-activeicon=\"#333333\"data-effect=\"slideToggle\"data-override=\"0\"data-activetitle=\"#ffffff\"data-activebg=\"#334855\"data-img=\"\"data-newimg=\"\"><div  class=\"ult_exp_section-main \">\n\t\t\t\t\t<div class=\"ult_expheader\" >How long can I have a loan over?\n\t\t\t\t\t <\/div>\t<div class=\"ult-just-icon-wrapper ult_exp_icon\">\n\t\t\t\t\t<div class=\"align-icon \">\n\t\t\t\t\t\t\n<span class=\"aio-icon  none  ult_expsection_icon \"  style=\"color:#333333;font-size:32px;display:inline-block;\">\n\t<i class=\"Defaults-angle-down ult_ex_icon\"  ><\/i>\n<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div>\n\t\t\t\t<\/div><div class=\"ult_exp_content \" style=\"background-color:#dbdbdb;  \"><div class=\"ult_ecpsub_cont\" style=\" \" >[vc_column_text]\n<p style=\"text-align: left;\">Short term loans are best to cover short term expenses, while medium term loans are often used to finance vehicle and equipment purchases.\u00a0 \u00a0Long term loans are typically used to purchase property, business premises, including land for farmers.<\/p>\n<p style=\"text-align: left;\">Credit unions provide a range of loan terms, to suit your business needs, and you can borrow up to 20 years with BizFin.\u00a0 It is important to choose the optimum term for your needs as shorter terms will reduce of the cost of credit, as the borrower will pay less interest.<\/p>\n[\/vc_column_text]<\/div><\/div>\n\n\t\t\t<\/div><div class=\"ult_exp_section_layer ult-adjust-bottom-margin  \" >\n\t\t<div id=\"uvc-exp-wrap-4041\" role=\"button\" tabindex=\"0\" aria-pressed=\"false\"  data-ultimate-target='#uvc-exp-wrap-4041'  data-responsive-json-new='{\"font-size\":\"desktop:20px;\",\"line-height\":\"desktop:20px;\"}'  class=\"ult_exp_section  ult-responsive \" style=\"color:#334855;background-color:#dbdbdb; font-weight:normal;  text-align:center;\" data-textcolor=\"#334855\"data-texthover=\"#ffffff\"data-icncolor=\"#333333\"data-ihover=\"#333333\"data-height=\"0\"data-cntbg=\"#dbdbdb\"data-cnthvrbg=\"#334855\"data-headerbg=\"#dbdbdb\"data-headerhover=\"#334855\"data-title=\"Will security be required?\"data-newtitle=\"Will security be required?\"data-icon=\"Defaults-angle-down\"data-newicon=\"Defaults-angle-down\"data-activeicon=\"#333333\"data-effect=\"slideToggle\"data-override=\"0\"data-activetitle=\"#ffffff\"data-activebg=\"#334855\"data-img=\"\"data-newimg=\"\"><div  class=\"ult_exp_section-main \">\n\t\t\t\t\t<div class=\"ult_expheader\" >Will security be required?\n\t\t\t\t\t <\/div>\t<div class=\"ult-just-icon-wrapper ult_exp_icon\">\n\t\t\t\t\t<div class=\"align-icon \">\n\t\t\t\t\t\t\n<span class=\"aio-icon  none  ult_expsection_icon \"  style=\"color:#333333;font-size:32px;display:inline-block;\">\n\t<i class=\"Defaults-angle-down ult_ex_icon\"  ><\/i>\n<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div>\n\t\t\t\t<\/div><div class=\"ult_exp_content \" style=\"background-color:#dbdbdb;  \"><div class=\"ult_ecpsub_cont\" style=\" \" >[vc_column_text]\n<p style=\"text-align: left;\">A Credit Union <em>may<\/em> require security for a loan and the security being sought will be proportionate to the value of the loan.\u00a0 An explanation will be offered as to why security is required and the consequences of providing security for the term of the loan.\u00a0 Providing security may increase the amount of money an applicant can borrow.<\/p>\n[\/vc_column_text]<\/div><\/div>\n\n\t\t\t<\/div><div class=\"ult_exp_section_layer ult-adjust-bottom-margin  \" >\n\t\t<div id=\"uvc-exp-wrap-3964\" role=\"button\" tabindex=\"0\" aria-pressed=\"false\"  data-ultimate-target='#uvc-exp-wrap-3964'  data-responsive-json-new='{\"font-size\":\"desktop:20px;\",\"line-height\":\"desktop:20px;\"}'  class=\"ult_exp_section  ult-responsive \" style=\"color:#334855;background-color:#dbdbdb; font-weight:normal;  text-align:center;\" data-textcolor=\"#334855\"data-texthover=\"#ffffff\"data-icncolor=\"#333333\"data-ihover=\"#333333\"data-height=\"0\"data-cntbg=\"#dbdbdb\"data-cnthvrbg=\"#334855\"data-headerbg=\"#dbdbdb\"data-headerhover=\"#334855\"data-title=\"Why would I borrow from a Credit Union instead of a bank?\"data-newtitle=\"Why would I borrow from a Credit Union instead of a bank?\"data-icon=\"Defaults-angle-down\"data-newicon=\"Defaults-angle-down\"data-activeicon=\"#333333\"data-effect=\"slideToggle\"data-override=\"0\"data-activetitle=\"#ffffff\"data-activebg=\"#334855\"data-img=\"\"data-newimg=\"\"><div  class=\"ult_exp_section-main \">\n\t\t\t\t\t<div class=\"ult_expheader\" >Why would I borrow from a Credit Union instead of a bank?\n\t\t\t\t\t <\/div>\t<div class=\"ult-just-icon-wrapper ult_exp_icon\">\n\t\t\t\t\t<div class=\"align-icon \">\n\t\t\t\t\t\t\n<span class=\"aio-icon  none  ult_expsection_icon \"  style=\"color:#333333;font-size:32px;display:inline-block;\">\n\t<i class=\"Defaults-angle-down ult_ex_icon\"  ><\/i>\n<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div>\n\t\t\t\t<\/div><div class=\"ult_exp_content \" style=\"background-color:#dbdbdb;  \"><div class=\"ult_ecpsub_cont\" style=\" \" >[vc_column_text]\n<p style=\"text-align: left;\">We bring our personal touch to business lending; we are smaller and more community focused that a large high street bank.\u00a0 We will be more familiar with our local catchment area, and better able to understand the needs of your business.<\/p>\n<p style=\"text-align: left;\">As Credit Unions are non-profit financial institutions, that are owned by our members, our rates of interest may be lower than the bank can offer.\u00a0 In any event our interest rates will be highly competitive.<\/p>\n<p style=\"text-align: left;\">Our Credit Unions are deeply involved in the local community, which may result in other benefits for our business &amp; community borrowers.<\/p>\n[\/vc_column_text]<\/div><\/div>\n\n\t\t\t<\/div><div class=\"ult_exp_section_layer ult-adjust-bottom-margin  \" >\n\t\t<div id=\"uvc-exp-wrap-6941\" role=\"button\" tabindex=\"0\" aria-pressed=\"false\"  data-ultimate-target='#uvc-exp-wrap-6941'  data-responsive-json-new='{\"font-size\":\"desktop:20px;\",\"line-height\":\"desktop:20px;\"}'  class=\"ult_exp_section  ult-responsive \" style=\"color:#334855;background-color:#dbdbdb; font-weight:normal;  text-align:center;\" data-textcolor=\"#334855\"data-texthover=\"#ffffff\"data-icncolor=\"#333333\"data-ihover=\"#333333\"data-height=\"0\"data-cntbg=\"#dbdbdb\"data-cnthvrbg=\"#334855\"data-headerbg=\"#dbdbdb\"data-headerhover=\"#334855\"data-title=\"What information will a Credit Union need to process a business loan application?\"data-newtitle=\"What information will a Credit Union need to process a business loan application?\"data-icon=\"Defaults-angle-down\"data-newicon=\"Defaults-angle-down\"data-activeicon=\"#333333\"data-effect=\"slideToggle\"data-override=\"0\"data-activetitle=\"#ffffff\"data-activebg=\"#334855\"data-img=\"\"data-newimg=\"\"><div  class=\"ult_exp_section-main \">\n\t\t\t\t\t<div class=\"ult_expheader\" >What information will a Credit Union need to process a business loan application?\n\t\t\t\t\t <\/div>\t<div class=\"ult-just-icon-wrapper ult_exp_icon\">\n\t\t\t\t\t<div class=\"align-icon \">\n\t\t\t\t\t\t\n<span class=\"aio-icon  none  ult_expsection_icon \"  style=\"color:#333333;font-size:32px;display:inline-block;\">\n\t<i class=\"Defaults-angle-down ult_ex_icon\"  ><\/i>\n<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div>\n\t\t\t\t<\/div><div class=\"ult_exp_content \" style=\"background-color:#dbdbdb;  \"><div class=\"ult_ecpsub_cont\" style=\" \" >[vc_column_text]\n<p style=\"text-align: left;\">A Credit Union will only look for information that is required in support of an application, such as:<\/p>\n<ul style=\"text-align: left;\">\n<li>financial \/ management accounts and\/or most recent notice of assessment.<\/li>\n<li>bank statements<\/li>\n<li>business plan &amp; projections<\/li>\n<li>debtor, creditor &amp; stock listing[s]<\/li>\n<\/ul>\n<p style=\"text-align: left;\">Additional information may be requested for more complex or larger applications.<\/p>\n[\/vc_column_text]<\/div><\/div>\n\n\t\t\t<\/div><div class=\"ult_exp_section_layer ult-adjust-bottom-margin  \" >\n\t\t<div id=\"uvc-exp-wrap-9789\" role=\"button\" tabindex=\"0\" aria-pressed=\"false\"  data-ultimate-target='#uvc-exp-wrap-9789'  data-responsive-json-new='{\"font-size\":\"desktop:20px;\",\"line-height\":\"desktop:20px;\"}'  class=\"ult_exp_section  ult-responsive \" style=\"color:#334855;background-color:#dbdbdb; font-weight:normal;  text-align:center;\" data-textcolor=\"#334855\"data-texthover=\"#ffffff\"data-icncolor=\"#333333\"data-ihover=\"#333333\"data-height=\"0\"data-cntbg=\"#dbdbdb\"data-cnthvrbg=\"#334855\"data-headerbg=\"#dbdbdb\"data-headerhover=\"#334855\"data-title=\"How long will I have to wait to get a response on my application?\"data-newtitle=\"How long will I have to wait to get a response on my application?\"data-icon=\"Defaults-angle-down\"data-newicon=\"Defaults-angle-down\"data-activeicon=\"#333333\"data-effect=\"slideToggle\"data-override=\"0\"data-activetitle=\"#ffffff\"data-activebg=\"#334855\"data-img=\"\"data-newimg=\"\"><div  class=\"ult_exp_section-main \">\n\t\t\t\t\t<div class=\"ult_expheader\" >How long will I have to wait to get a response on my application?\n\t\t\t\t\t <\/div>\t<div class=\"ult-just-icon-wrapper ult_exp_icon\">\n\t\t\t\t\t<div class=\"align-icon \">\n\t\t\t\t\t\t\n<span class=\"aio-icon  none  ult_expsection_icon \"  style=\"color:#333333;font-size:32px;display:inline-block;\">\n\t<i class=\"Defaults-angle-down ult_ex_icon\"  ><\/i>\n<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div>\n\t\t\t\t<\/div><div class=\"ult_exp_content \" style=\"background-color:#dbdbdb;  \"><div class=\"ult_ecpsub_cont\" style=\" \" >[vc_column_text]\n<p style=\"text-align: left;\">All applications are decisioned within the credit union, typically by people working and living in the locality.<\/p>\n<p style=\"text-align: left;\">Credit unions have always been committed to making a decision in house in a timely manner.\u00a0 Business loans are no different, as once we have all the relevant information to hand a decision is made.<\/p>\n[\/vc_column_text]<\/div><\/div>\n\n\t\t\t<\/div><div class=\"ult_exp_section_layer ult-adjust-bottom-margin  \" >\n\t\t<div id=\"uvc-exp-wrap-4921\" role=\"button\" tabindex=\"0\" aria-pressed=\"false\"  data-ultimate-target='#uvc-exp-wrap-4921'  data-responsive-json-new='{\"font-size\":\"desktop:20px;\",\"line-height\":\"desktop:20px;\"}'  class=\"ult_exp_section  ult-responsive \" style=\"color:#334855;background-color:#dbdbdb; font-weight:normal;  text-align:center;\" data-textcolor=\"#334855\"data-texthover=\"#ffffff\"data-icncolor=\"#333333\"data-ihover=\"#333333\"data-height=\"0\"data-cntbg=\"#dbdbdb\"data-cnthvrbg=\"#334855\"data-headerbg=\"#dbdbdb\"data-headerhover=\"#334855\"data-title=\"Can a farmer apply for a BizFin loan and how can you apply?\"data-newtitle=\"Can a farmer apply for a BizFin loan and how can you apply?\"data-icon=\"Defaults-angle-down\"data-newicon=\"Defaults-angle-down\"data-activeicon=\"#333333\"data-effect=\"slideToggle\"data-override=\"0\"data-activetitle=\"#ffffff\"data-activebg=\"#334855\"data-img=\"\"data-newimg=\"\"><div  class=\"ult_exp_section-main \">\n\t\t\t\t\t<div class=\"ult_expheader\" >Can a farmer apply for a BizFin loan and how can you apply?\n\t\t\t\t\t <\/div>\t<div class=\"ult-just-icon-wrapper ult_exp_icon\">\n\t\t\t\t\t<div class=\"align-icon \">\n\t\t\t\t\t\t\n<span class=\"aio-icon  none  ult_expsection_icon \"  style=\"color:#333333;font-size:32px;display:inline-block;\">\n\t<i class=\"Defaults-angle-down ult_ex_icon\"  ><\/i>\n<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div>\n\t\t\t\t<\/div><div class=\"ult_exp_content \" style=\"background-color:#dbdbdb;  \"><div class=\"ult_ecpsub_cont\" style=\" \" >[vc_column_text]\n<p style=\"text-align: left;\">Yes, a farmer can apply for a BizFin business loan, as they run and manage a challenging business and we are delighted to talk to you.<\/p>\n[\/vc_column_text]<\/div><\/div>\n\n\t\t\t<\/div>[\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":"<p>[vc_row type=&#8221;full_width_background&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; bg_color=&#8221;#d1d1ca&#8221; bg_image=&#8221;27&#8243; bg_position=&#8221;center center&#8221; background_image_loading=&#8221;default&#8221; bg_repeat=&#8221;no-repeat&#8221; scene_position=&#8221;center&#8221; top_padding=&#8221;6%&#8221; bottom_padding=&#8221;13%&#8221; text_color=&#8221;light&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; 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