Skip to main content
Hit enter to search or ESC to close
Close Search
Capital Credit Union | BizFin
search
Menu
  • search
  • Menu

Step 1 of 9

11%
  • This field is hidden when viewing the form
    0 is regular bizfin 1 is COVID Guarantee
  • This field is hidden when viewing the form

  • Ukraine Credit Guarantee Scheme Loan Application

  • Standard Business Loan Application

  • This field is hidden when viewing the form

  • You must have an SBCI Eligibility Code to begin an application.
    If you have not yet registered with the SBCI please visit https://hub.sbci.gov.ie/ and complete registration there

    A person engaged in the production, rearing, or growing of primary products including harvesting, milking and farmed animal production prior to slaughter. It also includes fishing and the harvesting of wild products.
  • This field is hidden when viewing the form
  • This field is hidden when viewing the form
  • This field is hidden when viewing the form
  • This field is hidden when viewing the form

  • Contact Details

  • Warning


    You must be a partner, director or the proprietor of the business to complete this form

  • Warning: Partner or Director


    You must be a partner or a director of the business to complete this form

  • Membership Required

    You and your business partner(s) will need to be a credit union members to apply.

    Joining is easy and we'll include the additional questions for your membership form after you complete this loan application

  • Business Details

  • Please detail the nature of the business including the background, your ambitions and the product and services it trades.

  • Business Account Required

    You will need to be a open a business account to apply.

    We'll include the additional questions for your account opening form after you complete this loan application

  • This field is hidden when viewing the form
    NACE codes are commonly used within the EU to classify business activities for statistical purposes. Please select the NACE code that best reflects the primary activity of the business.
  • This field is hidden when viewing the form
  • Asset type Asset Value Actions
       
    There are no Assets.

    Maximum number of assets reached.

  • Liability Kind Institution Repayment Frequency Repayment Amount Term remaining Outstanding Balance Actions
               
    There are no Liabilities.

    Maximum number of liabilities reached.

  • Personal Details

  • DD slash MM slash YYYY
  • If resident for less than 3 years please supply previous address
  • Dependent's age Actions
     
    There are no Dependents.

    Maximum number of dependents reached.

  • Work and Income

  • After Tax & Deductions
  • After Tax & Deductions
  • Asset type Asset Value Actions
       
    There are no Entries.

    Maximum number of entries reached.

    This refers to your personal assets such as your family home.
  • Liability Type Institution Repayment Frequency Repayment Amount Term remaining Outstanding Balance Actions
               
    There are no Entries.

    Maximum number of entries reached.

    This refers to your personal liabilities such as any loans, credit cards or mortgages you may be repaying.

  • Loan Application Details

  • This field is hidden when viewing the form
  • This field is hidden when viewing the form
  • This field is hidden when viewing the form
  • This field is hidden when viewing the form

  • Security will be required for all loans over 10 years, talk to us to find out more.

  • The amount of your own funds that you will be contributing to the lending purpose
  • Name Email Business Relationship Actions
         
    There are no Entries.

    Maximum number of entries reached.

    Please add the other partners or directors for the business and their contact details. We will be sending each a form to complete the application.

  • Tax Residency for the purposes of the Common Reporting Standard*

  • If you are NOT tax resident in the Republic of Ireland please provide your Tax Identification Number (“TIN”) and Country of Tax Residence

  • This information is being sought for the purposes of reporting obligations under the Common Reporting Standard (CRS), as provided for by Section 891F of the Taxes Consolidation Act 1997. The information required to be reported under the CRS, including name, address TIN, account number, account balance and payments on the account will be provided to the Revenue Commissioners and may be exchanged securely with another Competent Tax Authority in you jurisdiction of tax residence, but such information will at all times be treated with the strictest confidentiality in accordance with applicable data protection laws. Only data that is legally required to be reported will be provided to the Revenue Commissioners. For more information on this, please speak to your credit union, contact Revenue at aeoi@revenue.ie or see http://www.oecd.org/tax/transparency/automaticexchangeofinformation.htm

  • Declarations and Consents - please read carefully before submitting

    Below, the terms ‘we’ or ‘us’ refer to the Credit Union.

  • 2. Borrower confirms that:
    - The businessis a qualifying Micro / SME established and operating in Ireland.
    - The business is not carrying out its principal business activity with an Excluded Sector as specified by the scheme.
    3. Borrower confirms the financial condition is:
    - The business is a viable business.
    - The costs incurred by the business have risen by a minimum of 10% over its costs for 2020 due to the economic difficulties resulting from the invasion of Ukraine.

  • Authorisation and Application

  • I confirm, acknowledge and agree;
    • That this Application Web Form together with figures quoted in repayment calculators may not be construed as an offer of credit by or on behalf of the Credit Union.
    • That all statements, information and details given in this application and any documentation provided in support of it are true, accurate and complete and I understand they are subject to verification by the Credit Union.
    • That loan approval is subject to the Credit Union’s credit approval process and lending criteria and that the Credit Union reserves the right to restrict, amend, reduce or withdraw any loan offer made.
    • That the loan will be subject to the rates and interest of the Credit Union and I will pay all fees and charges in connection with the loan as set out in the Credit Agreement that will issue to me on the approval of my application.
    • That loan approval may be subject to conditions as specified in the Credit Agreement. This may include that my shares may be held as security against the loan.
    • That upon execution of the Credit Agreement by the Credit Union and I, we will both be bound by that Credit Agreement.

  • I/We acknowledge and permit the Credit Union to provide information about our business and the facility, which it is required to provide to the Minister for [Enterprise, Trade and Employment] (the “Minister”) acting by the the Department of [Enterprise, Trade and Employment], the Strategic Banking Corporation of Ireland (being the Operator of the Scheme) (the “Operator”), the Department of Agriculture, Food and the Marine (“DAFM”) and any EU body and any State body. 

    I/We understand that the lawful bases under the GDPR for the processing of my/our personal data by the Credit Union as a data controller are Art. (6)(1)(b) – Contract Performance: Data processing is lawful where it is necessary for performance of a contract and Art. 6(1)(c) – Legal obligation: Data processing is lawful where it is necessary for compliance with a legal obligation. 

    With reference to regulation 2018/1725 dated 23rd October 2018, as amended, relating to the protection of natural persons with regard to the processing of Personal Data by the Union Institutions Bodies and Agencies and on the free movement of such data as amended, restated, supplemented or substituted from time to time (the Data Protection Regulation) and the GDPR the Credit Union hereby notifies the Borrower as follows:

    • That pursuant to article 5(1) of the Data Protection Regulation and Article 6(1)(e) of the GDPR, the name, address and purpose of the Borrower and other Personal Data Information in connection with the facility will be communicated to the SBCI, the Minister and/or the EU.
    • That any Personal Data communicated to the SBCI and/or the EU will be stored until 7 years after the termination of the Scheme.
    • That requests by the Borrower to verify, correct, delete or otherwise modify Personal Data communicated to the SBCI, the Minister and/or the EU as the case should be addressed to the SBCI and/or the EU as applicable at the following address, Treasury Doc, North Wall Quay, Dublin 1. Such requests shall be treated as described in Articles 17 – 24 of the Data Protection Regulation.
    • That pursuant to Article 77(1) of the GDPR the Borrower may lodge a complaint with the Data Protection Commission if the Borrower considers that its rights under Article 16 of the Treaty on the Functioning of the European Union or the GDPR have been infringed as a result of the processing of Personal Data by the SBCI.

    I/We acknowledge that the Department of Enterprise, Trade and Employment may be obliged to disclose information relating to me, my business, and the facility to any competent European Union (EU) body in accordance with the relevant mandatory provisions of EU Law.

    For the avoidance of doubt, the Minister and the Credit Union are separate independent data controllers.

  • Credit Checks

  • NOTICE: Under the Credit Reporting Act 2013 lenders are required to provide personal and credit information for credit applications and credit agreements of €500 and above to the Central Credit Register. This information will be held on the Central Credit Register and may be used by other lenders when making decisions on your credit applications and credit agreements.

  • The Central Credit Register is owned and operated by the Central Bank of Ireland. For more information, including on how your data is processed, see www.centralcreditregister.ie

  • Warning: If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

  • This field is hidden when viewing the form

HEAD OFFICE

Capital Credit Union
Main Street,
Dundrum,
Dublin 14
D14 PD79
Ireland

Telephone: (01) 299 0400
Fax: (01) 296 0535
Email: info@capitalcu.ie

 

Privacy Policy | Cookie Policy | Cookie Declaration | Terms and Conditions

Credit Union Lending Terms and Conditions:

Standard Business Loan

 

© 2021 Credit Union Development Association. All Rights Reserved.

Close Menu
  • About BizFin
  • Start Your Application
  • Information Centre