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12%
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    0 is regular bizfin 1 is COVID Guarantee
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  • Contact Details

  • Membership Required

    You will need to be a credit union member to apply.

    Joining is easy and we'll include the additional questions for your membership form after you complete this loan application

  • Business Details

  • Please detail the nature of the business including the background, your ambitions and the product and services it trades.
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    NACE codes are commonly used within the EU to classify business activities for statistical purposes. Please select the NACE code that best reflects the primary activity of the business.
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  • Personal Details

  • DD slash MM slash YYYY
  • If resident for less than 3 years please supply previous address
  • Dependent's age Actions
     
    There are no Dependents.

    Maximum number of dependents reached.

  • Work and Income

  • After Tax & Deductions
  • After Tax & Deductions
  • Asset type Asset Value Actions
       
    There are no Entries.

    Maximum number of entries reached.

    This refers to your personal assets such as your family home.
  • Liability Type Institution Repayment Frequency Repayment Amount Term remaining Outstanding Balance Actions
               
    There are no Entries.

    Maximum number of entries reached.

    This refers to your personal liabilities such as any loans, credit cards or mortgages you may be repaying.

  • Loan Application Details

  • Security will be required for all loans over 10 years, talk to us to find out more.

  • The amount of your own funds that you will be contributing to the lending purpose

  • Tax Residency for the purposes of the Common Reporting Standard*

  • If you are NOT tax resident in the Republic of Ireland please provide your Tax Identification Number (“TIN”) and Country of Tax Residence

  • This information is being sought for the purposes of reporting obligations under the Common Reporting Standard (CRS), as provided for by Section 891F of the Taxes Consolidation Act 1997. The information required to be reported under the CRS, including name, address TIN, account number, account balance and payments on the account will be provided to the Revenue Commissioners and may be exchanged securely with another Competent Tax Authority in you jurisdiction of tax residence, but such information will at all times be treated with the strictest confidentiality in accordance with applicable data protection laws. Only data that is legally required to be reported will be provided to the Revenue Commissioners. For more information on this, please speak to your credit union, contact Revenue at aeoi@revenue.ie or see http://www.oecd.org/tax/transparency/automaticexchangeofinformation.htm

  • Declarations and Consents - please read carefully before submitting

    Below, the terms ‘we’ or ‘us’ refer to the Credit Union.

  • Authorisation and Application

  • I confirm, acknowledge and agree;
    • That this Application Web Form together with figures quoted in repayment calculators may not be construed as an offer of credit by or on behalf of the Credit Union.
    • That all statements, information and details given in this application and any documentation provided in support of it are true, accurate and complete and I understand they are subject to verification by the Credit Union.
    • That loan approval is subject to the Credit Union’s credit approval process and lending criteria and that the Credit Union reserves the right to restrict, amend, reduce or withdraw any loan offer made.
    • That the loan will be subject to the rates and interest of the Credit Union and I will pay all fees and charges in connection with the loan as set out in the Credit Agreement that will issue to me on the approval of my application.
    • That loan approval may be subject to conditions as specified in the Credit Agreement. This may include that my shares may be held as security against the loan.
    • That upon execution of the Credit Agreement by the Credit Union and I, we will both be bound by that Credit Agreement.

  • Credit Checks

  • NOTICE: Under the Credit Reporting Act 2013 lenders are required to provide personal and credit information for credit applications and credit agreements of €500 and above to the Central Credit Register. This information will be held on the Central Credit Register and may be used by other lenders when making decisions on your credit applications and credit agreements.

  • The Central Credit Register is owned and operated by the Central Bank of Ireland. For more information, including on how your data is processed, see www.centralcreditregister.ie

  • Warning: If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

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Kennedy Road, Navan Co. Meath

  • 046 90 21395
  • 046 90 22493
  • info@creditunionplus.ie

 

Regulated by the Central Bank of Ireland. Reg No. 77CU

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Credit Union Lending Terms and Conditions:

Standard Business Loan

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