Looking for a smarter, simpler and more transparent business loan?

Say hello to BizFin - a new approach business finance from your local credit union.

Our priority is helping you

meet your business requirements.

We have expertly trained, dedicated staff who are able to provide guidance to help you make a successful credit application.


We believe in the benefits of customer relationships. This means that we’re available to meet, in person, to discuss your financing options.


As Ireland’s ‘Most Trusted Organisation 2020’, our processes are completely transparent. This means that we’ll keep you informed as your application progresses.
And, you will have a clear point of contact for Business Lending.


Listening to the needs of our members is central to our service offering, and we have designed our forms and procedures according to your feedback. This means that our application process is short and straightforward.


We’ve streamlined our processes.
This means that we’re able to make a speedy decision, allowing you to get back to business.

BizFin loan features:

  • Competitive rates of interest.
  • Loan amounts of up to €300,000.
  • Loan terms up to a maximum of 20 years, aligned with purposes.
  • Loan Cover Protection for sole traders or business borrowers in a partnership at no extra cost. (Terms & conditions apply).
  • Green Business Loan offering at discounted rates of interest.

About the COVID-19 Credit Guarantee Scheme

Small businesses within our communities have experienced financial difficulties and severe disruption during the Covid-19 pandemic.  Credit Unions are ready to support your journey to recovery as we launch BizFin, our new simple approach to business finance.

We have been working and successfully partnered with the government in the low-cost Covid-19 Credit Guarantee Scheme and have loans available for our business members under this scheme from €10,000 – €300,000.

We have trained staff who are ready to meet with you to discuss your requirements, to work with you to enable your business to survive, protect jobs, and create future employment.

We are proud to be part of this initiative supporting our local Micro, SME’s, including primary producers – Talk to us to find out more about the Covid-19 Credit Guarantee Scheme.

Choose Your Credit Union

To apply for a loan, you will need to be a member of the credit union, or eligible for membership of the credit union.  Joining is easy.

A company, group or society of individuals can be admitted to membership of a credit union, if the majority of members of the company, group or society are eligible for membership of the credit union in their own right.


BizFin is available from the following credit unions.


Representative Examples

Loan Amount Weekly Repayments Term Total Cost Interest Rate / Apr
€20,000 €93.28 5 years €24,252.74 7.95% / 8.27%
€50,000 €133.47 10 years €69,404.40 6.95% / 7.19%
€10,000 €198.50 1 year €10,321.76 6.25% / 6.45%
€100,000 €188.34 15 years €146,905.20 5.5% / 5.65%
€300,000 €466.06 20 years €484,702.40 5.25% / 5.39%

Terms & Conditions apply:

All loans are subject to application and approval, creditworthiness and repayment ability will be assessed. Lending Terms & Conditions Apply. The interest rate is variable.


Warning, the cost of your repayments may increase. Security may be required.

Warning, if you do not meet the repayments on your loan, your account will go into arrears, which may affect your credit rating, and limit your ability to access credit
in the future.

Available from